All Speciality Underwriting
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All Specialty Underwriting BV (ASU) is recognised as an authorised underwriter and regulated by the Financial Services and Markets Authority (‘FSMA’) and is registered under number 0743.918.536.
Details can be found on the FSMA's website (www.fsma.be)

Furthermore, ASU is a Lloyd's Coverholder and subscribes as MGA for the Open Market.

Also, ASU is an insurer member of the VNAB (Vereniging Nederlandse Assurantie Beurs).

We are always at your service in Dutch, French and English. You can contact our office by phone, fax, e-mail, your customer portal and through our website.

ASU is recognised in the European Economic Area:
Bulgaria - Cyprus - Denmark - Germany - Estonia - Finland - France - Greece - Hungary - Ireland - Iceland - Italy - Croatia - Latvia - Liechtenstein - Lithuania - Luxembourg - Malta - Netherlands - Norway - Austria - Poland - Portugal - Romania - Slovenia - Slovakia - Spain - Czech Republic - Sweden.

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Our lines of business

Broad weather insurance arrow

Fire insurance arrow

Specie & fine art insurance arrow

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Broad Weather Insurance

We are a Broad Weather Insurer approved by the Flemish Government, Agency for Agriculture and Sea Fisheries.

The Flemish Government provides a premium subsidy when this recognised comprehensive weather insurance has been taken out.

With Broad Weather Insurance, you can insure yourself as an agricultural or horticultural farmer with an open crop (e.g. fruit, arable, etc.) against crop damage caused by extreme and adverse weather conditions. A recognised Broad Weather Insurance covers at least the weather phenomena:

  • storm,
  • hail,
  • frost,
  • ice and snow pressure,
  • rainfall and
  • severe drought.

Industrial Risks

We write insurance risks located in Belgium, the Netherlands and France.

ASU offers Primary or Ground Up cover as well as Excess Of Loss cover.

Fire insurance Special risks provides coverage for property damage and business interruption (if insured).

In Belgium, a distinction is made between special and simple risks:
Belgian legislators ensured that private homes are better protected and must also have a package of standard guarantees under the heading of ‘fire simple risks’.
Companies and industrial buildings often fall under the category of ‘fire special risks’ as far as their fire insurance is concerned.

When do we speak of a special risk?
The legislator ruled that a distinction had to be made between simple and special risks.

We speak of a special risk:
o For buildings with an insured value higher than €2,046,608 (ABEX - building index 1.032 of 1 July 2023).
o For certain buildings, the value to be insured must exceed €65,832,586 (ABEX - building index 1,032 of 1 July 2023) such as, for example, appartements and office buildings, agriculture, liberal professions, religious institutions, libraries, museums, sports centres, hospitals, rest homes,...

Private collections & precious objects

ASU offers a performance solution based on conditions All Risk.
We cover many types of art and collectibles, including but not limited to :

  • Paintings
  • Sculptures
  • Historical books
  • Furniture
  • Antique collections
  • Silverware
  • Hunting rifles
  • Stained glass

Museums & exhibitions

ASU offers global All Risk "nail-to-nail" coverage for collections in 'stay-risk' or 'in transit', at exhibition, on loan, in storage, on consignment or elsewhere.

Galleries

Art galleries aiming to promote art, art dealers aiming to sell art, restorers, experts, transporters, can underwrite All Risk cover for the artworks through ASU.

Jewellery

Safely insure a collection of jewellery, worldwide, worn or in vault, on an All Risk basis with ASU.

Musical instruments

For musical instruments and accessories of professional musicians and amateurs, ASU offers global All Risk cover.

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